Toronto Electrical Utilities Credit Union

TEUCU is part of your community and we share the same goals and dreams. Like a trustworthy neighbour, we work with you and are actively involved by sponsoring local groups, volunteering and supporting local causes to help our neighbourhood prosper. We believe that our members deserve an opportunity to achieve well being and that working together co-operatively, works for the good of all. Our concern for our community is just one of our Seven Core Principles.

Trust, Loyalty and Compassion remain at the forefront of our day to day activities. We measure our success on improving our members' financial status and strengthening the community as a whole by improving our members overall well being.

The Co-operative Spirit Recognition Awards, part of the Co-operative Conference and Gala, celebrated 11 years of supporting the co-operative sector. The event, held on October 14th 2009, was hosted by the Ontario Co-operative Association. The Ontario Co-operative Association (On Co-op) develops, unites and promotes co-operatives throughout the province of Ontario. Their mission is to link, cultivate and connect co-operatives. The Ontario Co-operative Association has recognized outstanding individuals and organizations in the co-operative sector since its inception in 1999. In 2009, nine new recipients were added to the Spirit Award “Hall of Fame” in an extra-special ceremony. This year, TEUCU's very own CEO, Diane Kocet was honoured with the Co-Operative Innovator Award. The Co-operative Innovator award honours recent co-operative or credit union initiatives. Diane excels as a mentor to staff and members, and has embraced social media to strengthen her credit union community. Click here to view pictures.

June 2009
International Golden Mirror Award – Website To acknowledge the importance of credit union marketing, the Credit Union Executives Society annually honours exceptional marketing campaigns within the movement with the CUES Golden Mirror Awards.

March 6, 2009 TEUCU
General Manager Diane Kocet was awarded the 2009 Alan Lanctot Mentorship Award at Central 1’s (formerly Credit Union Central of Ontario) annual conference on March 6, 2009.This province-wide award is named in honour of a true mentor to many within the system who passed away in 2005, the Allan Lanctôt Mentorship Award has been established to recognize an outstanding individual who has made a valuable contribution not just to the credit union system, but to the people who make up the credit union system.This award comes just months after Diane was honoured with the 2008 Credit Union Professional of the Year by the Credit Union Professionals Association (CUPA) and Level Five Strategic Partners Inc.Way to go Diane!

November 13, 2008
Congratulations! Diane Kocet - Professional of the Year 2008!
Our very own General Manager Diane Kocet has been honoured with the 2008 Credit Union Professional of the Year by the Credit Union Professionals Association (CUPA) and Level Five Strategic Partners Inc. This Canada-wide award also recognized Diane’s high ethical standards and her dedication to education and professional development for both herself and her staff. Diane received her award at the Annual CUPA Conference at the Fairmont Royal York Hotel on November 6, 2008.

TEUCU is proud to play an active role in our local community by supporting and funding various events and organizations. In the past, we have supported:

We’re not just concerned about profits. We are interested in the well-being and growth of our community … starting with you. Whether you want to improve your health through exercise or want to relieve some of life’s stresses by just having some fun, your Credit Union offers:

Each year, the Credit Union aims to bring together members for a day of adventure.

TEUCU Annual Golf Day (In Memory of Terry Godfrey) - Join us at the Lakeridge Links Golf Club to enjoy a day of golf, exercise and fellowship!

Run for Fun - Do you share a passion for running? Join fellow TEUCU members in a run of the Leslie Street Spit, it’s a great way to meet new people and keep yourself active throughout the summer. Beginners are always welcome!

Make sure you check our Events Calendar on a regular basis for upcoming events that may be of interest to you or call our office for more information. We also encourage you to check the Links section of our website and Connect to Health for more useful member wellness facts and ideas.

TEUCU Fall Bus Trip Day of Discovery October 2, 2009
We travelled east out of the city making our way along one of Ontario’s famous Apple Routes, we visited a local apple producer and had an opportunity to buy farm fresh apples and apple products. For lunch, we enjoyed a roast beef carvery buffet with all the fixings at Arthur’s Restaurant in Cobourg. Following lunch we experienced a historical tour of the town of Cobourg. We concluded our day with a visit to the Hoselton Studios in Colborne, home of the buffed aluminum sculptures. Here we had an opportunity to purchase figurines at a discounted price. Click here for pictures of the day.

TEUCU Spring Bus Trip May 22, 2009
In 2009, the Credit Union sponsored a Springtime bus trip to Northumberland county. Members enjoyed a day of sunshine and great fun was had by all those in attendance on this bus trip. Participants were treated to a scenic tour of Northumberland County! The beautiful weather and lilacs in full bloom were only part of what made our day great. We stopped at The Empire Cheese Factory, who were Grand Champions of the Cheddar Cheese Division at the 2008 Royal Winter Fair. Here, there were free samples and a chance to purchase their lovely cheese products. We had a wonderful home made lunch at Chubby's Restaurant. The delicious hot buffet was just scrumptious! We were able to enjoy carved roast beef and chicken along with all the fixin's!

Next stop was the World Famous Chocolate Factory. We found enough delicious deals and bargains to satisfy any sweet-tooth. Then, we were off to Glover's Farms where we could purchase farm fresh vegetables and home made crafts, quilts and collectables. Not to mention that throughout our bus ride we had the pleasure of Peter Brotherhood, our tour guide, and his extensive knowledge of Northumberland County. Peter is a retired teacher and a specialist in both Geography and History and we couldn't wait to learn more about this beautiful countryside in Toronto's backyard. His commentary during our ride was lively, interesting and amusing. There were also some lucky draw winners on this trip. Kyle Brisbane, Robert Davies, Lena O'Leary, Sharon Wilson, Mary Wagler, and Joanne Tata all won Gift Cards during the ride. Special thanks goes out to Lori Williams and our bus-driver Fred, from Parkinson's Tours. Fred's expert driving was demonstrated many times throughout our day as he weaved his way in and out of tight places for us. Click here for pictures of the day.

In 2008, the Credit Union also sponsored a bus trip to St. Jacob's Market. Members enjoyed a day filled with lunch, shopping and catching up with old friends.

In 2007, the Credit Union sponsored a fun filled day by organizing a bus trip to explore the Niagara Region. Members enjoyed the day shopping, enjoying a lovely lunch, wine tasting, bright lights and friends.

Our members' personal development is important to us. We believe that knowledge and awareness of issues that impact our members is extremely important in order that our members can lead more productive and happy lives.

To encourage our members to pursue higher education and foster an environment for personal growth, we offer the following Grants:

The TEUCU Essential Life Skills Grant - To help prepare our young TEUCU student members for the future. Click here for more information!

The TEUCU mySELF Optimizer Grant - To help any TEUCU members interested in pursuing personal, educational or vocational learning to improve their personal life skills (i.e. self-improvement course, apprentice programs, complete a degree or certificate etc). Click here for more information!

In addition to our grants, we aim to keep our members up to date. We have frequent monthly on-site events and we visit our members at locations where we do not offer a branch. We want to keep you informed about products and services that can be of use to you like Home and Auto Insurance through The Personal. We also have demo days where members have a chance of getting a ‘hands on look’ at some of the features that we offer like Q-trade on-line investing. We publish monthly informational newsletters and frequently update our website to ensure relevant information is always at your fingertips. Our website features a Member Alerts section which informs you about the latest security issues and we also have calculators to help you achieve your goals, whether they would be for savings, loans or even to help you with your home budget Calculators.

We are also aware that not every situation fits in a mould and sometimes we need professional guidance to help us in time of need. As a result we have coordinated our efforts with professionals to bring you Ask an Expert Day. In the past our experts have provided our members advice on matrimonial law, identity theft, estate planning and wealth management matters and all free of charge! Check our Events Calendar often for a complete itinerary of all the events that may be of interest to you. If you want to see what we have done in the past, click here.

We at TEUCU are also interested in your safety, whether it is the safety of your deposits, the safety of your identity or your personal safety. To help you with the information that you need to protect your most valuable asset, you, check out the following links on our web-site: Member Alerts and Insurance.

TEUCU staff participate throughout the year in various volunteer and fundraising activities in many of the communities where our members not only work but live as well:

	Sep 12, 2008		Supporting the Prosperity ONE Charitable Foundation and The Crohn's and Colitis Foundation of Canada. Diane also took part in this event in 2007.
	May 28, 2008		Twin Oak/CRI Golf Event - To support The United Way. Diane also participated in this event in 2007.
	Jun 6, 2008		Niagara Peninsula Credit Union Chapter - Marty Cowal Invitational Golf classic-To support local charities.
	Jul 8, 2008		Ladies Drive for Cancer - Pledges for this event are welcomed!
	Aug 19, 2008		ETCU Golf Tournament-Raising funds for the Ontario Charitable Foundation and ETCU’s Scholarship Fund.
	Aug 28, 2008		PACE Charity Golf Tournament in support of the Heart and Stroke Foundation.

Oct 25, 2008

Climbed the CN Tower to benefit the United Way. (picture)

	May 2008		Sporting Life (10km run) - To help children with cancer go to camp. Mark also participated in this event in 2007.
	Jul 2008		Nissan Ten Mile Run - To support local charities. Mark also participated at this event in 2007.
	Jul 1, 2008		The HBC Run for Canada-Raising funds for Canadian Athletes to compete and represent Canada at an international level including opportunities for talented athletes at the Paralympic, Commonwealth and Olympic Games.
	Sep 2008		Toronto Waterfront Half Marathon - To support local charities. Mark also participated in this event in 2007. In addition to this event, in 2007 Mark took part in the Longboat Roadrunners Toronto Island 10km run and climbed the CN Tower to benefit the United Way as well.
	Oct 2008		Oasis Zoo Run (10km run) - To support the Zoo Foundation. Mark also participated in this event in 2007.
	Oct 25, 2008		Climbed the CN Tower to benefit the United Way. (picture)

TEUCU staff participate throughout the year in various volunteer and fundraising activities in many of the communities where our members not only work but live as well. If you would like to make a pledge to any of the worthwhile events that the staff is involved in, please contact our office!

At TEUCU we know that care for the environment is a co-operative concern. That is why we strive to provide you with the tools you need to help you minimize your impact on the environment.

Save the planet with the TEUCU Bio-Incredible loans. Enjoy .25% off TEUCU vehicle loan rates when you choose to purchase a vehicle that has been recommended by Transport Canada’s ecoAUTO Rebate Program. Go to www.tc.gc.ca/programs/environment/ecotransport and click on ecoAUTO to see which vehicles qualify.

Be energy efficient with a TEUCU CMHC mortgage. Choose energy efficient options for a new home or current home improvement and receive up to a 10% CMHC premium refund.

Save the trees with paperless statements. Sign up for TEUCU’s e-statements where your statement along with images of any processed cheques arrive to you on-line.

To reduce the use of paper cheques and encourage environmentally friendly initiatives through electronic transactions, TEUCU continues to offer electronic funds transfers (EFT) free of transaction fees. Whether to pay for your car insurance or other bill payments or electronically deposit your paycheque or pension, choose TEUCU to help your wallet and the environment.

Need helpful info about the environment; don’t forget to check out the E-Tips section of our monthly newsletter. Environmental information is also available via our Podcasts!

Join us for Earth Day each year where members receive free environmentally friendly gifts for participating in eco-friendly initiatives. In 2008, TEUCU awarded members with environmentally friendly shopping carriers for all participants who signed up for e-statements.